1. Who We Are and What We Do
Our website, located at (the “Platform,” “Website” or “Site”), provides online tools to assist companies, potential investors, and others who are interested or involved in the acquisition, development, leasing, management, and financing of real estate and real estate projects (“Investment Related Services”). “Investors” means, collectively, (i) Prospective Investors; (ii) Accredited Investors; and (iii) Existing Investors (each as defined below).
In addition to Investment Related Services, designed to facilitate exchanges and process transactions for interested Investors, we plan also offer a forum – that we call the "Marketplace" – to allow Investors and users who register at our Site and qualify to create and participate in discussions over real estate projects – whether the project is ongoing, planned, or not even yet "on the drawing board."
"User", "you" or "your" refers to (i) Site Visitors and (ii) Registered Users, as applicable.
A “Participating User” means a natural person (not a legal entity) who (i) is age 18 or older and (ii) has completed the registration process at our Site. We may permit certain companies (legal entities) to participate in our Marketplace. These entities are not considered "Participating Users" because they must agree to additional terms – such as further "good citizenship" terms – that apply to their participation.
For convenience, we use the term "Services" to refer collectively to the services we offer via the Marketplace and our Investment-Related Services. We view our Services as a form of "crowdfunding" or "marketplace lending."
3. Your Consent
We’ll share personal information outside of Xinhua Financial when we have your consent. For example, if you use Google Home to request a ride from a ride-sharing service, we’ll get your permission before sharing your address with that service. We’ll ask for your explicit consent to share any sensitive personal information.
4. Our Services Rely In Part On Information from You
5. A Site Visitor Does Not Provide Personally Identifiable Information
We have structured our Website so that, as a casual Site Visitor, you may come to our Site and review selected information about our Services without revealing your identity or providing any Personally Identifying Information. It is only where you wish to become a Participating User – and interact in the Marketplace – or become an Investor – and consider investing on the Platform, that we require you to provide Personally Identifiable Information.
6. A Registered User Will Provide Personally Identifiable Information
To provide our Services, and facilitate exchanges between Participating Users, and between Offering Companies and Investors, we obtain Personally Identifiable Information from you. The ways in which you provide this information, and how we use and protect this information, are set out in Sections 7, 8, 9, and12, below.
7. Any Information Linked With Your Personally Identifiable Information Is Protected As “Personally Identifiable Information”
8. Participation by Children and Teens; Advisory
Due to federal law (as reflected in the Children's Online Privacy Protection Act), WE DO NOT ALLOW INDIVIDUALS WHO WE KNOW ARE UNDER 18 TO PARTICIPATE IN OUR SITE OR SERVICES. YOU MUST BE AT LEAST 18 YEARS OLD TO USE OUR SITE AND SERVICES. Please understand that we cannot necessarily tell if a user is providing us with his or her true age.
9. Notification of Changes
In order to engage in the Services as an Investor, you will need to obtain legal rights, and undertake legal obligations, in addition to those set out in this Policy and, in particular, under the documents related to any such investment. These additional rights and obligations are set out in the particular documents for a given investment, that are provided to you in connection with your requesting to be qualified as an Investor, or contemplating (or making) and investment.
Any such documents are available to appropriate Registered Users on our Site, located at www.XinhuaFinancial.com.
12. Mandatory Arbitration of Disputes
13. Contact Us
You may contact us, for any reason, by e-mail as follows:
You may contact us by mail as follows:
Xinhua Financial, INC
140 Broadway Suite 4633
New York, NY 10005
14. Effective Date
Copyright ©2018 Xinhua Financial, Inc. All Rights Reserved.