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电话:212-208-1429

传真:212-858-7750

邮箱:info@xinhuafinancial.com

​地址:140 Broadway Suite 4633, New York, NY, 10005, USA

© 2018 by Xinhua Financial

​您也可通过填写以下表单联系我们。

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Private Policy

Xinhua Financial, INC (“Xinhua Financial”) is committed to maintaining your privacy. This privacy policy and agreement (our “Privacy Policy”) specifies the personal information that we ask you to provide in order to participate in the services we offer, and governs how we treat this personal information.
                    
PLEASE READ THIS PRIVACY POLICY CAREFULLY. YOUR CONSENT TO THE TERMS OF THIS PRIVACY POLICY CREATES LEGAL OBLIGATIONS FOR YOU AND FOR US. PLEASE READ SECTION 3 (YOUR CONSENT) TO LEARN WHAT CONSTITUTES "CONSENT" UNDER THIS PRIVACY POLICY. IF YOU DO NOT AGREE WITH THE TERMS OF THIS PRIVACY POLICY, PLEASE REFRAIN FROM USING OUR SITE.
                    
1. Who We Are and What We Do
                    
Our website, located at www.xinhuafinancial.com (the “Platform,” “Website” or “Site”), provides online tools to assist companies, potential investors, and others who are interested or involved in the acquisition, development, leasing, management, and financing of real estate and real estate projects (“Investment Related Services”). “Investors” means, collectively, (i) Prospective Investors; (ii) Accredited Investors; and (iii) Existing Investors (each as defined below).
                    
In addition to Investment Related Services, designed to facilitate exchanges and process transactions for interested Investors, we plan also offer a forum – that we call the "Marketplace" – to allow Investors and users who register at our Site and qualify to create and participate in discussions over real estate projects – whether the project is ongoing, planned, or not even yet "on the drawing board."
                    
"User", "you" or "your" refers to (i) Site Visitors and (ii) Registered Users, as applicable.
                    
A “Participating User” means a natural person (not a legal entity) who (i) is age 18 or older and (ii) has completed the registration process at our Site. We may permit certain companies (legal entities) to participate in our Marketplace. These entities are not considered "Participating Users" because they must agree to additional terms – such as further "good citizenship" terms – that apply to their participation.
                    
For convenience, we use the term "Services" to refer collectively to the services we offer via the Marketplace and our Investment-Related Services. We view our Services as a form of "crowdfunding" or "marketplace lending."
                    
2. Navigating Our Privacy Policy
                    
It is important that you understand this Privacy Policy. To assist in your understanding, we have (i) divided this Privacy Policy into numbered sections, (ii) created a table of contents at the conclusion of this policy, and (iii) provided a set of definitions to allow easy reference to the key concepts in this Policy. If you have questions, please feel free to contact us at the address in Section 30 (Contact Us).
                                        
3. Your Consent
                    
We’ll share personal information outside of Xinhua Financial when we have your consent. For example, if you use Google Home to request a ride from a ride-sharing service, we’ll get your permission before sharing your address with that service. We’ll ask for your explicit consent to share any sensitive personal information.

You indicate your consent to the terms of this Privacy Policy in different ways, depending on your relationship to the Site. The procedures for consenting to this Policy are (a) less formal if you are simply a casual Site visitor (a “Site Visitor”), and (b) more formal if you are seeking to become a Registered User. “Registered User” means, collectively, (i) Participating Users and (ii) Investors.
                    
3.1. Consent by Site Visitor. By accessing and using our Website as a Site Visitor, you are acknowledging that you have read and understood this Privacy Policy and agree to be legally bound by it.
                    
3.2. Consent by Registered Users. If you register as a Participating User or an Investor on our Site, during the registration process you will be prompted to click a "checkbox" confirming that you have had an opportunity to review this Privacy Policy, and that you agree to its terms. Clicking this checkbox confirms your agreement to be bound by this Privacy Policy. You are permitted to register only in your capacity as an individual, and we do not allow users to register on behalf of a group or organization.
                    
4. Our Services Rely In Part On Information from You
                    
Information you may provide while visiting our Site or while participating in our Services falls into two broad categories: (i) Personally Identifiable Information, and (ii) Anonymous Information. We use the term “Personally Identifiable Information” to mean any information that could reasonably be used to identify you, including your name, address, e-mail address, birth date, financial information, cell or landline phone number, or any combination of information that could be used to identify you. “Anonymous Information” is information that does not identify you, and may include statistical information concerning, for example, your use of our Services or the pages on our Site that you visit most frequently. Please keep in mind that our Privacy Policy does not govern information you choose to exchange with other Registered Users (or with Site Visitors), as we have no direct control over the collection or use of this information. Please use appropriate precautions in sharing your information with these users. Section 22 (Further Resources) provides further guidance on good practices in this regard.
                    
5. A Site Visitor Does Not Provide Personally Identifiable Information
                    
We have structured our Website so that, as a casual Site Visitor, you may come to our Site and review selected information about our Services without revealing your identity or providing any Personally Identifying Information. It is only where you wish to become a Participating User – and interact in the Marketplace – or become an Investor – and consider investing on the Platform, that we require you to provide Personally Identifiable Information.
                    
6. A Registered User Will Provide Personally Identifiable Information
                    
To provide our Services, and facilitate exchanges between Participating Users, and between Offering Companies and Investors, we obtain Personally Identifiable Information from you. The ways in which you provide this information, and how we use and protect this information, are set out in Sections 7, 8, 9, and12, below.            
                
7. Any Information Linked With Your Personally Identifiable Information Is Protected As “Personally Identifiable Information”
                    
To enable us to better understand the characteristics of our Registered Users and/or to provide services tailored to your needs, we may link (i) the Personally Identifiable Information a Registered User provides with (ii) Anonymous Information. If we combine or link any Anonymous Information or other information with your Personally Identifiable Information, the resulting combination will be treated and protected as Personally Identifiable Information under this Privacy Policy.             
                    
8. Participation by Children and Teens; Advisory
                    
Due to federal law (as reflected in the Children's Online Privacy Protection Act), WE DO NOT ALLOW INDIVIDUALS WHO WE KNOW ARE UNDER 18 TO PARTICIPATE IN OUR SITE OR SERVICES. YOU MUST BE AT LEAST 18 YEARS OLD TO USE OUR SITE AND SERVICES. Please understand that we cannot necessarily tell if a user is providing us with his or her true age.
                    
9. Notification of Changes
                    
From time to time, Xinhua Financial may change its Privacy Policy. This Privacy Policy may be updated from time to time as such needs dictate, and we will always communicate these changes to you by posting the updated Privacy Policy on the Site and/or notifying you via email in the event of any substantive or material changes. You continued use of the Site following any such change constitutes your agreement to follow and be bound by the Privacy Policy, as changed.         

                    
10. Relationship to Terms of Use and Other Contracts; Incorporation of Terms of Use
                    
This Privacy Policy must be read in conjunction with our Terms and Conditions of Use, and the provisions of our Terms and Conditions of Use are incorporated herein. By way of clarifying example (and not by way of limitation), the following provisions in our Terms of Use are expressly incorporated herein, by reference to their titles: "Disclaimer of Warranties"; "Limitations of Liability"; "Indemnity"; "Mandatory Arbitration"; and "Other Disputes".
                    
To the extent the Terms and Conditions of Use conflict with the terms of this Privacy Policy, the terms of this Privacy Policy will control.
                                  
11. Agreements
                    
In order to engage in the Services as an Investor, you will need to obtain legal rights, and undertake legal obligations, in addition to those set out in this Policy and, in particular, under the documents related to any such investment. These additional rights and obligations are set out in the particular documents for a given investment, that are provided to you in connection with your requesting to be qualified as an Investor, or contemplating (or making) and investment.
Any such documents are available to appropriate Registered Users on our Site, located at www.XinhuaFinancial.com.        
                    
12. Mandatory Arbitration of Disputes
                    
Both you and Xinhua Financial are required to submit to binding arbitration any claim, dispute, or controversy arising out of, relating to, or connected in any way with the Site or our Services, Privacy Policy, or Terms of Use (each a "Claim"), as specified in our Terms of Use, located at http://www.XinhuaFinancial.com.
                                        
13. Contact Us
                    
If you have any questions about this Privacy Policy, the practices of this Site, or your dealings with this Website, please contact us at:
                    
You may contact us, for any reason, by e-mail as follows: info@xinhuafinancial.com
You may contact us by mail as follows:
                    
Xinhua Financial, INC
140 Broadway  Suite 4633
New York, NY 10005
                    
14. Effective Date
                    
The effective date of this Privacy Policy is November 17th, 2018. COPYRIGHT AND LEGAL NOTICE.

Copyright ©2018 Xinhua Financial, Inc. All Rights Reserved.